Aetna Reviews

Aetna.com offers a range of insurance and employee benefits products, programs, and services. Key features and benefits include:

• Estimate cost of care tool: Helps plan ahead and save money by providing average network and out-of-network costs for various medical services.
• Member Payment Estimator: Provides information on out-of-pocket costs, how much Aetna will pay, and savings due to Aetna’s negotiated rates.
• Provider cost estimator tool: Helps healthcare professionals estimate how much patients will owe for an office visit or procedure.
• Member website: Allows members to manage plan benefits and costs, check and pay claims, get cost estimates for office visits and procedures, track spending and progress toward meeting the deductible, and access the digital ID card.
• Medicare Advantage plans: Designed to help members live life to the fullest, these plans include medical and prescription drug coverage, plus other valuable benefits and services tailored to meet members' needs.
• Extra Benefits: As an Aetna member, the plan offers extras and additional benefits to help members save money and feel their best. These include discounts on wellness, convenient MinuteClinic® visits, digital tools to manage care, and more.

These features and benefits are designed to help control rising costs while striving to improve the quality of health care, and provide tools and information to help people make better-informed decisions about their health care and financial well-being. Please note that not all benefits are available for all plans. Check specific plan details for more information.

Aetna.com provides several tools to help manage health care costs. The Estimate cost of care tool can help plan ahead and save money. It provides average network and out-of-network costs for tests (X-rays and MRIs), office visits (including specialists), selected surgeries and procedures (such as colonoscopy, sinus surgery), routine physicals, and emergency room visits.

For those with a chronic condition, such as asthma, diabetes or high blood pressure, the yearly costs, on average, associated with the condition can be found. The cost estimator provides information on where in the area — and in the network — these services can be found.

Estimates are based on plan details, such as deductible and coinsurance. There's also a Member Payment Estimator that tells how much one will have to pay (out-of-pocket costs), how much Aetna will pay, and how much one will save thanks to Aetna’s negotiated rates.

For health care professionals, there's a provider cost estimator tool that helps estimate how much patients will owe for an office visit or procedure. It also approximates how much Aetna will pay for services.

As for the cost of Aetna health insurance plans, it's reported that plans cost $414 monthly on average for a 30-year-old with an ACA marketplace plan. A 40-year-old pays $466 monthly on average while a 50-year-old spends $651 on average.

Aetna.com offers several methods for making payments. Users can pay their premiums online using a credit or debit card (Visa, Mastercard, American Express, and Discover are accepted), directly from their checking account, or from their HSA or FSA account if they have a health savings or flexible spending account.

For Medicare Prescription Drug Plan or Medicare Advantage Plan premiums, users can make a one-time payment online using their plan invoice. They can also set up automatic monthly payments. Payments can be made by cash, credit, or debit card at a CVS® retail store with the invoice.

For users with an employer or group health plan, they can find their payment options in the information provided to them.

In addition to these, users can also mail a check, along with the payment coupon from their invoice, in the envelope provided.

This is a brief overview of the payment methods available on Aetna.com. For more detailed information, it is recommended to visit the website directly.